Georgia Defined Contribution Plan

The Georgia Defined Contribution Plan (GDCP) was created by the 1992 Georgia Law, Act 996 and became effective on July 1, 1992. The purpose of this law was to provide a retirement system for temporary, seasonal, and part-time employees of the State of Georgia who were not eligible for membership in the Employees' Retirement System (ERS) or the Teachers Retirement System (TRS).

Employees with a work commitment of .49 or below (less than 20 hours per week) or as a temporary employee must participate in the Georgia Defined Contribution Plan.

The following employees do not participate in GDCP:

If any of the above descriptions apply to you, you are exempt from participation in GDCP.

All others must participate in GDCP. If you have any questions regarding GDCP participation, please contact the HR Benefits office at (706) 721-3770.

If you participate in GDCP, Social Security OASDI (6.2% of your gross salary) will not be withheld from your earnings.

Instead, members contribute seven and one-half percent (7.5%) of their gross salary to the Plan through payroll deductions. The amount deducted is credited to the individual account of the member.

When you no longer participate in GDCP, you may apply for a refund of your GDCP contributions and any interest earned in the account.

Please complete and print the Georgia Defined Contribution Plan enrollment form.