Student Affairs

Academic Affairs Division

Eligibility and Minimum Requirements

The University System of Georgia requires all students in the above categories to have reasonable, comparable, creditable coverage to the current system-wide student health insurance plan provided. The following minimum benefits must be included in your plan to be considered for a waiver and final determination is made at each institution—per individual institution standards.

  • International Students in the F-1 and J-1 student or scholar statuses must have a minimum of the following benefits:
  • Both accident and sickness coverage
  • Minimum benefit $250,000 per policy year**
  • A deductible of $500 or less and/or co-pay per individual, per year*
  • In-patient and outpatient, mental and nervous disorder benefits
  • Prescription Drug Coverage
  • Pay benefits worldwide
  • Medical evacuation to one’s home country and family reunification of not less than $50,000*
  • Provision for repatriation of remains of not less than $25,000*
  • All Georgia mandated requirements+

*Federal Standards required for International Students

Domestic Students must have a minimum of the following benefits:

  • Both accident and sickness coverage
  • Minimum benefit $500,000 per policy year**
  • Coverage for all pre-existing conditions
  • Reasonable deductible ($3,250 or less) and/or co-pay per individual, per year
  • In-patient and outpatient, mental and nervous disorder benefits
  • Prescription Drug Coverage
  • Pay benefits worldwide
  • All Georgia mandated requirements+

**To meet Federal Affordable Care Act (ACA) requirements your health plan should have no annual benefit limits. (These requirements are based on the federally mandated requirements of the ACA.)

+Georgia mandates coverage for the following benefits to be paid as any other Sickness:

Mammography, PAP Smears, Prostate Specific Antigen (PSA) Tests, Chlamydia Screening, Mastectomy, Bone Mass Measurement, Colorectal Cancer Screening, Dental Anesthesia, Diabetes, Surveillance Tests for Ovarian Cancer, Telemedicine, Drug Treatment of Children’s Cancer, Bone Marrow Transplants, Postpartum Care, and Mental Illness