Human Resources - Benefits

Administration Division

Life Insurance and AD&D

You can protect your family’s income in the event of a death due to illness or accident.

  • Basic life with AD&D — You receive life insurance with Accidental Death & Dismemberment (AD&D) coverage equal to $25,000 at no cost to you.
  • Supplemental life with AD&D — As a new hire, elect coverage of up to 3x your annual salary, not to exceed $500,000 without evidence of insurability. Amount elected must be a multiple of your annual salary rounded tot he next $1,000. Election above the allowed amount requires an EOI.
  • Dependent life — You can choose life insurance coverage for your dependents during Open Enrollment, too:
    • Spouse coverage up to $50,000. No EOI required as a new hire. Offered in increments of $10,000 up to $500,000.
    • Child(ren) coverage options are $5,000, $10,000 or $15,000. No EOI is required.
  • Additional AD&D insurance — You can buy additional AD&D insurance at the employee-only or family level. Employee coverage is available in amounts ranging from $10,000 to $500,000. Family coverage is available at various percentage levels of employee coverage.

Need to file a Life Insurance claim?
Please call the OneUSG Benefits Connect Call Center at 1-844-587-4236

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