USG Student Health Insurance Program - Summary
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The collective buying power of a large group reduces premium rate and encourages uninsured students to purchase health insurance; insured students are less likely to have to leave college to work in order pay medical expenses.
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Benefits are standardized for all students in the USG insured under this plan.
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USG research universities are facing increased competition for high caliber graduate students who could receive health insurance as part of their assistantships at other institutions.
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Insurance providers are reluctant to provide a policy for a small cohort of uninsured students at small institutions.
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The plan selected for implementation is flexible in that it allows for integration of services and reimbursements with the existing student health centers in the USG, all of which are unique in their size and scope of services.
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The process ensures that students who are required to have insurance will have adequate coverage that will protect them in the event they become injured or ill during educational experiences that expose them to higher risks.
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The plan provides an inexpensive medical evacuation and repatriation plan for all domestic students and this plan can be purchased separately by all students and faculty that participate in study abroad programs.