Delta Dental offers two plan options — a Base Plan and High Plan. The table below will help you compare your two options.
You’ll see that both plans cover preventive services, like routine checkups and cleanings, as well as basic and major services. However, there are important differences in annual benefit maximums and orthodontia coverage levels, so be sure to compare your options and choose the best fit for your needs and budget.
|Delta Dental Base Plan||Delta Dental High Plan|
|Annual Maximum||$1,000 per person*||$1,500 per person*|
|Basic benefit services||80%||80%||80%||80%|
|Orthodontia (child and adult)||No coverage||80%||80%|
|Lifetime orthodontia maximum||NA||$1,000|
* Preventive and diagnostic services don’t count toward the annual maximum.
** Benefit limits on full replacement of existing dentures or crowns apply.
Delta Dental Networks
The Chart below shows the difference in the amount you will pay for a crown if you use the three different network options for the two Delta dental plans. Using a PPO network dentist (column 1) means you pay the least amount for your crown. Using a Premier network dentist (column 2) saves you money over using an out-of-network Non-Delta dentist (column 3). Please note the examples may not reflect the actual cost for this procedure at your dentist office.
|Delta Dental Plan
PPO Fee Schedule
Avg. Premier Fee
|Payment at 50%||$341.00||$458.00||$550|
$550 + $128