FMLA and Health Insurance
Whether utilizing paid or unpaid time, employees may continue their insurance benefits during FMLA leave by paying their portion of the premiums. Below is an example of how FMLA can impact the payment of your health care premium.
Definitions:
- University System contribution - the portion of your health insurance cost the University System pays as a benefit for you
- Premium - the portion of your health insurance cost you are required to pay after the University System's contribution
Example:
You have missed work and have been in a leave without pay status for an entire
calendar month. As a result, your premium and the University System contribution
have not been paid. Under University System of Georgia policies, your health
coverage is not current unless the University System contribution and your
premium are paid for that month. In this example, your benefits summary is
as follows:
- The University System's contribution towards your health coverage is $400 per month
- Your premium for your health coverage is $100 per month
Under FMLA, you must make arrangements to pay the $100 premium. The University System will pay its contribution of $400.
Employees on family leave without pay may also continue participation in other benefits options (i.e., dental, life, LTD, AD&D) by making arrangements to pay the premiums while not receiving a paycheck.
If you have any questions about your insurance as it relates to Family & Medical Leave, please contact the Human Resources office at your institution.
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